Germany, despite promoting digital transactions, still has a strong preference for conventional payment methods such as cash due to cultural traditions and a desire for privacy. Some businesses still do not accept electronic payments due to high transaction fees, so carrying cash is recommended, especially when visiting smaller shops. However, major cities and tourist destinations are becoming more cashless with more businesses accepting electronic payments. Although Germany heavily promotes digital transactions, many shops and people still prefer conventional methods. At many places in Germany, if you like to shop, you will not be able to use your credit card or debit card. This may be because the POS machine only supports EC karte (Euro-Cheque card with 4-digit PIN issued by your bank). The next option you have is to pay in cash. Whenever you want to pay at a restaurant in Germany, the waiter will ask you ‘bar order karte?’ or simply cash or card? Cash payment means you'll probably get a lot of coins back. In any case, while in Germany or Europe generally, you cannot avoid the relationship with the coins. How do I exchange coins at my bank? Almost all German banks have cash deposit machines or coin deposit machines (Einzahlautomat) at the entrance of the branch. The coin deposit tray in the machine allows you to deposit coins in bulk. As soon as the coins are counted by the machine, you will receive a receipt. The money will be credited into your bank account within 2 - 4 business days. It is important to note that you can only deposit cash at your bank's ATM. In other words, you cannot use the Sparkasse deposit machine if you have an account with Deutsche Bank. Despite the fact that most banks offer this service for free, some may charge a small fee. I only have an N26 account in Germany. How do I exchange coins? In collaboration with their partner shops, N26 offers Cash26, which is a cash withdrawal and deposit service. You need to take the coins to one of N26’s partner shops. Then, you need to generate a barcode within the N26 app. Once the cashier counts the coins and scans the barcode in the N26 app, they will deposit the money into your N26 account. However, the minimum CASH26 deposit is limited to €50 per transaction, and you can deposit up to €999 in a 24-hour period. Furthermore, regardless of your deposit amount, you’ll be charged a transaction fee of 1.5% on the total amount deposited. How to exchange coins at Coinstar machines? There are Coinstar machines in many supermarkets throughout Germany. You can put the coins in the coin tray and you will get a coupon. When you bring the coupon to the cashier in the store, they’ll give you the money, or you can even use it to pay for groceries. Coinstar machines, however, have a service charge of around 9.9%. Exchanging coins with them is the most expensive option in Germany. Can I exchange the coins for free in Germany? You can exchange coins for free and instantly at the Deutsche Bundesbank or simply the Central Bank of Germany. However, you can only exchange coins for currency bills and cannot deposit directly into your bank account. Nevertheless, if you have a lot of coins, this is the best way to exchange them to avoid service fees and waiting period. Exchange coins at airports in Germany You can exchange coins at airports in Germany. Most currency exchange bureaus, banks, or coin counting machines at airports (if they are available) will accept euro coins and provide you with cash or other currencies in return. However, it's important to keep in mind that exchange rates and fees at the airport may not be as favorable as other options in the city, so it's always a good idea to compare rates and fees across different exchange services before making a decision. Additionally, it's recommended to exchange larger amounts of coins at a bank or Bundesbank branch to avoid higher fees or less favorable exchange rates at the airport. If you only have a few Euro coins with you, and you don't have time to visit a bank, go to a supermarket and ask the cashier for Euro bills in exchange of the coins. In most cases, they will be happy to assist you. Last but not least, if you don't have a shortage of money or if you can find healthy alternatives when you need them, I would suggest keeping the coins as they are for savings. The last 6 years I lived in Germany, I collected more than 450€ and never exchanged them. I have a 3 liter glass jar almost full of coins! How to Exchange Your Coins in Germany: Some Frequently Asked Questions

Tax returns in Germany can be complicated, tedious, and time-consuming. Tax authorities don't seem to make things easier for expats, despite the fact that the number of expats continues to increase year over year. If you have ever attempted filing a tax return in Germany, you know how tedious it can be. Although preparing the documents and filing the tax return is a hassle, knowing how much you will get back is a relief. The following five tips could prove to be the icing on the cake. Child care and school fees You may be able to claim tax exemption for your children's school fees if you live in Germany with your family. It may be possible to claim the tuition fee for a deduction if your children attend a school where the tuition fees need to be paid. It is common for international schools in Germany to charge tuition and other categories of fees. However, you need to keep the invoices when you pay the bills as the tax authorities require evidence for the fees that are paid. Additionally, childcare costs can also be deducted from your tax return. However, you need to provide the bills and invoices as supporting documents while filing the tax return. Training and education for jobs Usually job related training or any education that prepares you for your job are paid by the employer. However, in the event that you need to pay for a training or a course of your own, then you can claim this for a deduction when filing your taxes. The expenses for your transportation to the destination where the course is conducted, accommodation, food, any other related costs can also be considered. However, you need to show the invoices as supporting evidence. Work from home Since the pandemic began, most German companies had provided their employees with office desks, chairs, laptops, and other equipment to set up their home office. On the other hand, some companies offered additional payments to their employees so that they could purchase the necessary equipment. However, it is possible to claim up to 600€ for the expenses incurred to you to set up your home workstation if the bills are paid by you. Therefore, make sure to include the invoices as supporting evidence when filing your tax return. Supporting a second home abroad The amount that you spend on financially supporting your elderly parents who are living abroad can be claimed for your tax return. However the parent who owns the bank account into which you transfer the money should be over 65 years old and not earn a living. While preparing the documents, you need to include the bank account statements of both the sender and the receiver highlighting the corresponding monthly transaction. Additionally you also need to submit the maintenance declaration (Unterhaltserklärung) and Confirmation of receipt of money (Geld-Empfangsbestätigung) forms. Travel expense to the home country You can claim the expenses for the flight tickets if you paid them yourself when you travel back home to visit your parents or for any other purposes. However your trips to anywhere else cannot be considered. As always, make sure to keep the flight tickets as well as boarding passes as supporting evidence while filing the tax return. Understand the documents It's not surprising that the documents related to taxes in Germany are in German. Therefore, it's essential that you understand everything related to them to fully benefit from your annual tax return. If you are an expat and need to have any tax-related documents translated into English, I can recommend a service that I often use: Beglaubigung24. They are one of the best online translation services in Germany and offer translations for a variety of documents at competitive and reasonable rates. SteuerGo SteuerGo is one of the easiest options to file your annual tax return online. Whether income tax, capital gains or childcare costs, SteuerGo is a good choice. They help to secure overpaid income taxes. It is easy to enter your data with SteuerGo since it provides everything you need to get it done correctly and securely. With their online form, you can get started right away and keep track of everything, from personal information to useful tax tips. SteuerGo checks all data automatically for accuracy and plausibility. Then you can securely submit your tax return to the tax office. Additionally, SteuerGo allows you to check the subsequent tax assessment notice from the tax office. Another benefit that SteuerGo offers apart from the english speaking customer support is, you can try it before you actually file your tax return. You simply follow the questions, enter the data or any supporting evidence and see how much you will get back.

Prompt payment is recommended for parking fines in Germany to avoid extra processing fees. However, if the decision is disputed, an appeal can be made within the given timeframe, including relevant evidence. Taking responsibility for violations while also exercising rights to contest unjust fines is important. In the event that you fail to buy or showcase a parking ticket in a controlled area, you are most likely to get a parking fine in Germany. Issuing parking fines It is usually the Ordnungsamt who issue parking fines in Germany. Their power is limited to finding out public offenses, issuing fines and dealing with small disturbances. Despite this, they cannot make arrests. A white slip (Verwarnung) will usually be placed under your windscreen wipers if you are accused of parking illegally. Tickets can cost anywhere from 5 to 60 euros. However, this ticket is only a warning. You will receive an official notice via post if you do not pay the warning fine within the specified time period. It is recommended to pay the warning as soon as possible to avoid incurring any additional fines. In most cases, the ticket contains the payment details of the local authority. You can pay the fine using online banking. However, make sure to include the ticket reference number in the customer reference area to avoid any confusions. Even if you believe you have been wrongly accused, appealing the parking warning fine is usually not possible. If you wish to challenge the warning, you need to wait until you receive the official notice of offense (Bußgeldbescheid). You will usually receive it in the post within one to three months. The Bußgeldbescheid will be 20 - 25 euros higher than the warning notice as it includes the processing charges as well. Appealing your parking offense If you can prove yourself that you haven't committed the offense, you can take it to the next level by appealing against the fine. Usually this is proved by different photos of your vehicle parked on the location in question. As soon as you receive the official notice of offense by post, you have 14 days in which to appeal the offense in writing to the issuing authority. If you miss the appeal deadline, you will lose your chance to appeal. Therefore, It is best to send the appeal with a tracking number in order to avoid any future conflicts with the authority. Do I need a lawyer to appeal against the parking fine? The fine can generally be appealed by you on your own. You can prepare your appeal letter by using one of the many templates available online.. In the event that you wish to appeal against the fine, it is recommended to hire a lawyer who specializes in traffic violations. However, the cost of hiring a lawyer would be much more expensive if you do not have lawyer insurance. Your appeal will be replied to with a stiffly worded letter referring to the laws that uphold the offense. They will typically request payment within 14 days of receiving your appeal. The fine will then increase significantly if you are still not willing to pay. If you wish to defend your case, you can inform them of your intention If the authority understands and accepts the appeal, you will receive another letter stating that the fine has been waived. There have also been times when the authority did not respond to the appeal. Finally, we recommend that you think very carefully before seeking legal counsel to contest a relatively small fine. The costs can easily reach hundreds of euros. In most cases, it's more trouble than it's worth unless you are very sure about your innocence. Some frequently asked questions about parking fine in Germany

Both native Germans and expats find the German tax regulations confusing. While you have many advantages of hiring an expert to handle the task for you, how do you pick the best one? If you have ever attempted filing a tax return in Germany, you know how tedious it can be. Despite the hassle of preparing the documents and filing the tax return, it pays off in the end. There can be a lot of difficulty in finding a tax consultant who has the space to accommodate you and can also communicate with you in a language you both understand well. What to look for when searching for a tax consultant in Germany? There are a couple of professions including tax consulting that are strictly regulated in Germany. Therefore, the consultants can only charge you up to a limit depending on the services offered, such as your income, the intensity of the complication of your specific case, etc. If you have a lot of income and different sources of income, or if you make only a small amount, different tax consultants cannot charge you significantly higher or lower for the tax filing service. However, if they provide additional services to you, such as calculating the income you earn abroad, or the income you earn in Germany from sources other than salary, the amount charged to you and another person with a similar income may vary. Therefore, we recommend you look for other areas such as how good the consultant is able to communicate or how much experience they got, etc. You won't need to search for the lowest price as the variation would not be significant. Where to find the best consultant in Germany? When I moved to Germany for work six years ago, I had no idea how the German tax system worked, what all things I could claim as deductions, or even where to find an English-speaking tax consultant! Asking around was the first thing I did. I asked my friends who moved before me, my German co-workers, even my neighbors. Among the few tax consultants they suggested, I shortlisted a few and contacted them by phone and email. Finally, I chose the one who spoke relatively good English and was fine with having me on board. As of today, she still does my taxes and I am very satisfied with the service she provides. In addition, you can search for tax consultants in your city on LinkedIn or Xing, and view their profiles. If they speak English or even your mother tongue, that should give you a better idea of how well you can communicate. Furthermore, choosing a tax consultant who has connections with legal advisors or if the tax firm itself has an on site legal advisor that may come handy for you when legal advice is required. However, keep in mind that every additional service could cost you. If you find your tax consultant from the internet or through your friends and colleagues, we recommend you to meet them at least once before you hand them over your case. Because, trust is built when you meet them in person. It is even better if they are already doing taxes for someone you know. Meeting with them is not to just see if the tax advisor can handle your case, but also to make sure you get on well.

Germany's mobile phone network offers reliable coverage across the country, allowing you to stay connected with loved ones back home. The network provides both 5G and 4G coverage, enabling high-speed internet access and seamless streaming. Many providers also offer affordable international calling and texting plans to help you stay connected with friends and family around the world. Whether you're a student, expat, or traveler, having a reliable mobile phone is essential for feeling at home in Germany. It's no surprise that Germany has one of the best mobile networks in Europe. As with other European countries, Germany uses GSM. Therefore, you wouldn’t find a big issue in connecting to a German network. Can I use my mobile phone in Germany? Most international mobile phone operators in the world such as Jio and Airtel from India, or AT&T and Verizon from the US have partnership with German providers. Therefore, if you’ve bought an international roaming plan from your provider and enabled international roaming on your phone, you should automatically get connected as soon as your flight lands in Germany. To avoid surprises, we recommend you check with your home operator about their connectivity and tarif in Germany before traveling. How to get a SIM card in Germany? You may want to consider buying a German SIM card or sign up for a German mobile contract if you are moving to Germany or staying for a short to longer period of time. In our opinion, getting a local SIM card is the most cost-effective option. Unlike some countries, Germany has many mobile operators to choose from. There are some companies that offer discounts when you sign up for their internet, or TV services. The process of getting a German mobile plan is relatively straightforward. In most cities, there will be a store of one of the major operators. Either you can visit one of their local outlets in your town or you can also order a SIM card online or. However, if you visit a store, there’s likely less chance that the shop assistants speak English. Documents required to get a German SIM card Passport - most stores would want you to show your passport and they make a copy on the spot. Copy of your visa or residence permit Shops rarely ask for your registration certificate, or Meldebescheinigung German bank account (IBAN) if you are signing up for the post paid plan Even if you buy online, you'll still have to provide your registration documentation during the activation process. Each provider's activation process will differ, but generally it can be done through a video ID check or a postident through Deutsche Post. With a German mobile bank like Revolut, Wise or N26, you can open a bank account in Germany online. Is it possible to complain about a German mobile operator? Yes! In case of problems about the service of an operator, every German mobile operator will have its own complaints process. This information can be found on their website easily. Nevertheless, if you wish to file a complaint against the operator itself, you can contact the German Federal Network Agency (Bundesnetzagentur), which is the telecom regulator in Germany.

The convenience and flexibility of renting technology devices have significantly surged in popularity across Germany in recent years, especially across expats. The cost of buying new technology products can be a strain on your budget. It can be further stressful to upgrade your technology every year if you are a technology enthusiast. It is at these times that renting can prove useful. Why rent? Upgrade easily Get the latest tech products and stay up-to-date. Before your outdated tech starts collecting dust, send it back and rent something that's modern. Stay uncommitted Simple monthly payments and flexible plans that you can extend at any time - without the hassle and commitment of financing. Grover Grover allows you to rent all the technology you need for a monthly fee. You don't have to worry about high upfront costs or years of financing. Grover claims to let you rent without worrying about the ownership. How does renting with Grover work? Select your desired product at www.grover.com and simply order it online for rent. Please note that a pre-order or an order for a desired date is not yet possible in Grover. The process goes like this: Choose your minimum rental period of 1, 3, 6, or 12 months. You can switch to a longer term at any time and save. Add your product in the basket, create a customer account and pay for the first month of rental. Your device will be delivered to your home and billed monthly from the delivery date. The rental period begins once you receive your device. After your minimum term has expired, you can continue to rent your device or end the rental by returning it free of charge. A purchase is also possible at any time. You can rent tech devices with Grover in many online shops and branches of Grover's retail partners in Germany. MediaMarkt, Saturn, Gravis, Expert are some examples. How does renting with partners in store work? You can rent many products with Grover in MediaMarkt, SATURN, GRAVIS, Expert, Conrad, COMSPOT, and BetterWorx stores throughout Germany. Choose the device you want to rent and speak to an employee at the partner store. They can help you create a Grover account if you don't already have one. Then select your minimum rental period, make the first rental payment, and then you can take the product home. When your minimum rental period ends, you can return the product to Grover for free by printing the shipping label and sending it back to Grover. You don't need to go back to the store. Is a credit check required in store? When you rent from one of the Grover partners in the store, they conduct an automatic credit check on CRIF Bürgel and Schufa. Documents required for in store rentals Take your ID or passport, credit card or PayPal access, and smartphone so that the employee in the store can verify your identity. If either the identity or credit checks are negative, Grover may not allow the store to create a rental agreement. For privacy purposes, the exact reason for rejection is also not specified.

Today, you can learn German in a number of ways. From words to phrases to sentence construction, there are apps that help you learn the language, and there are also old-fashioned classrooms where you learn the language together. However, how do you choose between these options? Being an expat in Germany for the last six years, I have tried almost every method to learn German. Initially, I took German A1.1 in a classroom with 17 other people and later used apps and online training. Using my own experience and that of others I know, I try to describe what to expect from each option. Learn German online It was way before the pandemic that people were learning languages online, either through live sessions or through an app. There has only been an increase in the trend since the pandemic began. German learning apps Duolingo In terms of apps that help people learn languages, Duolingo is among the most popular. Over a billion people are learning a language to gain access to better opportunities and living experience. For most people, learning a language is expensive and unaffordable. Duolingo was created to give everyone access to free language learning without hidden fees or premium content. It's just free to start. Duolingo can be used by anyone, regardless of their proficiency in the language they want to learn. As per Duolingo, many public school students in developing countries use it to learn a language on a daily basis. However, in my experience, it's rather difficult to get further when you reach a point in Duolingo. Babbel Babbel offers two modes of learning. With the Babbel app on the one hand, you can easily stay engaged with content that is relevant to real-life conversations. It helps you build an effective routine and learning habit that fits into your schedule. The courses are tailored to your level of proficiency, so you can learn at your own pace. Babbel Live on the other hand provides live online language classes. You can learn with the support of teachers and in small groups. With live, you gain confidence quickly with classes focused on real-life conversations. You get to choose from different classes and keep practicing with the self-study app. In my experience using the Babbel app for quite some time, the learning experience is much more mature compared to other learning platforms. The Babbel method is quite close to the real life scenarios and it's rather easy to remember what you learned when it comes to the actual real life scenario. We recommend online self paced classes only to the ones those don't have time to go for a regular class or to strictly organized people. Otherwise, it's quite difficult to keep the drive and use the app daily. A private language teacher You can find private tuition for German quite easily. Most institutes as well as online platforms like Lingoda offer one on one German language tuition. There are also self employed teachers that offer tuition to individuals or small groups. In most cases, the classes are taught by native German speakers with experience and qualifications in teaching languages. Private tutoring tends to be more flexible and tailored to the student's needs and goals than learning in groups. However, the one on one tuition is way more expensive than the group study; either in an institute or through an app. Its quite easy to find private German tutors online. You can check the expat German Facebook, WhatsApp and Telegram groups or apps like Lingoda, italki, etc to find a one on one tuition. The company I work for once arranged private tuition for me and three of my colleagues before the pandemic. The teacher was very old (around 70 years) and not so familiar with online meetings. Therefore, we could not continue that during the pandemic. One 90-minute session cost around 200€ per person, as I recall. Choosing this option allows you to learn German more flexibly and personalised, and to learn at your own pace if you can afford it. German language schools There are many types of courses offered by language schools, including intensive courses, evening classes and regular classes, as well as specialized courses such as exam preparation, German integration courses, etc. It is easy for a newcomer to make initial contacts in Germany since most language schools run their classes in relatively small groups of 5-10 people. A four-week intensive group course at a language school generally costs around €250 and above, depending on where you live. When it comes to working in a relaxed environment with small groups, a language school would be the best choice for you. In Germany, you can choose from several language schools. Volkshochschule, Goethe Institute are the best and most popular in Germany. Each of them offers a wide range of courses at different levels and available at various times and lengths. Finally, I have found that learning German isn't necessary these days to live in Germany. People are more than willing to help you in English if they find that you don't speak German. It would, however, be very difficult to socialize with others without speaking German in Germany. Therefore, if you plan to stay here for a long time and eventually become a citizen, you should seriously consider learning German.

German Autobahns are well known around the world. In any case, a foreigner arriving in Germany will not leave without experiencing it at least once. What is an autobahn? Originally established in 1932, the Bundesautobahn or simply autobahn is the nation's highway network. The purpose of the road was to reach cities as fast as possible by motor vehicle. It is mandatory in Germany for autobahns to have two lanes in each direction. Both lanes must be separated by crash guards or concrete safety barriers, ideally. The autobahn allows only vehicles capable of traveling more than 60 kmph in order to accomplish faster movements. The Autobahn now stretches 13,000 kilometers (8,080 miles), making it one of the world's longest and densest highway systems. The majority of autobahn sections have two, three, or even four lanes in each direction, and a permanent emergency lane. Despite the fact that the Autobahn is an everyday, unremarkable sight for many Germans, true fans still adore it. German Autobahn Speed Limits: How Fast Can You Go? The Autobahn is known for allowing you to drive as fast as your car can go. In some ways, that's true. The highest speed ever achieved on an autobahn was 432.7 km/h by Rudolf Caracciola, a famous German race car driver in the Mercedes-Benz W125 Rekordwagen in 1938 on a closed section. It is possible to drive at maximum speed on the German Autobahn on some stretches depending on your vehicle and your driving skills. Approximately 70% of the Autobahn network has no speed limit. There is, however, a recommended speed limit of 130 km/h on German autobahns in stretches even though the speed is not controlled. My fastest speed on a German autobahn has been 302 km/h on an Audi Q6 between Haar and Munich international airport. Although it was an experimental ride when there were travel restrictions during Corona's peak in 2021, many people take advantage of the opportunity to experience the magic of the autobahn. However, most Germans don't often drive that fast on a daily basis and may don’t recommend driving so fast. Expats' tips for driving on the Autobahn Follow the speed limit The unlimited speed is only permitted in some stretches, as mentioned above. This means that most parts of the autobahn are speed-limited. Be sure to pay attention to the signs. There are speed radars in the autobahn, both permanent as well as temporary speed radars in accident prone areas. Speeding on controlled areas can lead to expensive fines or even the loss of your driving license in the worst case if you exceed the speed limit way too much. If there is a traffic jam, keep an emergency vehicle corridor There are times when traffic jams can occur on autobahns as well. Even if there is no emergency, you should always keep a rescue lane between two lanes whenever there is a traffic jam. If there are three or more lanes, the corridor should be formed between the left most lane and the lane right to it. Don't provoke other drivers and don't let others provoke you While you are on any roads in Germany, especially on the autobahn, never tailgate a car in front of you or get provoked by someone tailgating you. You could get fined up to 400 euros for that. The minimum distance between two cars on an autobahn should be half the speed at which you are going. For example, if you're going 100 km/h, keep a 50 meter distance from the car ahead. Overtake using the leftmost lane; don't drive continuously in it. Cars that drive the fastest typically use the leftmost lane. It's possible that you'll get scared and end up in a worse situation if you stay in the left lane and see a car approaching you at high speed in the rear view mirror. There is a possibility that you will be flashed or honked at by a car behind you. When you're driving at 150 kph, that's the last thing you want. Never overtake a car on the right If you see a car driving slowly on the middle lane while you are in the third lane and there is space in front of you, never overtake from the right. You might see other drivers do this often. But, keep calm and only overtake on the left. On the autobahn, never stop or reverse You are not allowed to stop or reverse on an autobahn. You are driving with the help of Google maps and you missed an exit? Still drive forward and allow the map to recalculate the route. On an autobahn, drivers going at high speeds will not expect you to stop or reverse and might crash into your car if you do. Driving with children in German autobahn If you are an expat and you want to take a taxi ride or drive with your child in Germany, there are certain rules you need to consider before starting your ride. The German law specifies children up to 12 years of age and are less than 1.5 meters in height must only ride in an approved car seat or booster either in a personal car or in a taxi. Controlling in the autobahn The Autobahn has its own police force, the Autobahnpolizei, which often documents speeding violations with unmarked police cars equipped with video cameras. When the Autobahnpolizei need to stop you, they overtake you and drive in front of your vehicle with a signboard stating 'Bitte Folgen' or 'Follow me'. The police car needs to be followed until it stops somewhere appropriate. Keep both hands on the steering wheel while still sitting inside your car. An officer will approach you and instruct you on what to do next. If the officer gives you instructions, you are obliged to follow them. On the autobahn, I was stopped by the police once just because my friends in our car looked into the police car without knowing it was a police car. Although they left us up on checking the IDs and inspecting the car, we had to drive off the autobahn, which cost us both time and fuel. Driving in Germany as an expat If you are planning to move to Germany for a longer period, or if you are here for a short visit, you can use the driving license issued in your country for the first 6 months provided you have an IDP (International Driving Permit). You will need to either translate the IDP to German or request an English version if your IDP isn't in English at your local driving license issuing authority. If you are moving to Germany for a longer period, you may consider converting your non German driving license to get a German driving license (Führerschein). Finally, there are discussions about removing the unlimited speed and setting the speed on the autobahn to 130 km/h. Even though there hasn't been a decision yet, it won't take long for the government to decide. Therefore, if you are in Germany even for a short visit, don't miss a chance to take a spin on the German autobahn. Some Frequently Asked Questions (FAQ) About Driving on the German Autobahn as an Expat

You have been offered a job in a German company, and you would like to know how to relocate smoothly. You will find this article to be helpful in navigating the relocation process. If you already got a job offer and you are looking for the tips to relocate to germany, findout whether your salary offer is considered to be a good salary in Germany. While already in your home country, after applying for your German visa and work permit, you can look around in Google maps and decide on the area you want to live in the city you are moving to. You should consider the distance from your workplace, supermarkets, doctors, and schools nearby, or anything else that matters to your life. By the way, have you already been offered a job in Germany, congrats! Come to one of the most beautiful, liberal, and safe countries in the world! On the other hand, have you checked whether the salary offered to you is considered to be a good salary in Germany? If not, it is still not too late to speak to your HR department and make the necessary adjustments. Finding a place to live As you await the decision on your German visa application, you can already take advantage of the time you have left. Find an apartment that meets your requirements and desires by browsing the many online real estate portals. Among other real estate portals, the most popular in Germany is immobilienscout24. Most German landlords use this portal to advertise their properties. They offer both free as well as paid programs. Alternatively, you can create your search profile in Immomio and get suggestions that suit your requirements. It is recommended that you try out the free program for a while before jumping into the paid programs. The free plan is likely to provide you with what you're looking for. For those in a hurry and able to afford it, you can opt for the paid program. As soon as you find a place that suits your requirements, shortlist it and contact the landlord. You shouldn't wait until you have your visa in hand since if your documentation is complete, you won't have to worry (generally) about the embassy rejecting your application. When it comes to communication, most landlords prefer German. Therefore, make sure your message is in German and that you include personal information such as your smoking habits, if you own a pet, etc. Documents required Copy of your passport Copy of your offer letter SCHUFA-Auskunft or simply your credit score : One of the most requested documents by the landlords in Germany is your credit score. Since you are only just moving in, this is not necessary. It may be necessary for you to convince your landlord as you haven't opened a bank account yet. Proof of income - Since you cannot present a salary slip or bank statement, your offer that shows salary details would suffice. Bringing your possessions to Germany Once you know that your work permit has been granted, you should begin organizing the moving of your possessions. Research logistics companies and ask them for an estimate of the price and arrival time. Ideally, the arrival should take place three months after your arrival in Germany, so you have time to settle in. In addition, if you can simply get rid of things by selling, giving away, or storing them somewhere safe, you can buy good quality used furniture in Germany for cheap, or you can rent furniture as well. If you are considering the costs of transportation and damage to your possessions while bringing them to Germany, you may want to think about shops like Ikea and Pocco that sell very fine quality furniture and utensils for less money. Get your address registered Hopefully, by now you've already received your visa and you’ve landed in Germany. In accordance with immigration regulations, you must register your place of residence at the local citizens office within 14 days of arrival. As soon as you register in Germany for the first time, your official records will be created in the Tax department (Finanzamt), ARD - ZFD (German radio and TV broadcasting service), etc. After you've secured a place to live, however, it's easy to obtain an Anmeldung. Understand more about How to Register in Germany or How to get meldebescheinigung in Germany more. Apply for your German residence permit Applying for your German residence permit should be considered only after your address is registered. Otherwise, you’ll have to reapply to update your new address in the residence permit which is usually sticking a piece of paper with your new address on the plastic card. Make an appointment with the Ausländerbehörde, the office for foreigners. In spite of the fact that this is the foreigners department, they communicate only in German. You will need a translator or a friend who understands the language to help you. Usually, the first residence permit you get will be valid for three years. A permanent residency can be applied for later if you meet certain criteria. Get your Steueridentifikationsnummer - Tax ID in Germany For anything involving the Finanzamt, you need to get your Steueridentifikationsnummer. Your tax ID number usually arrives in your post after you register in Germany. But if you are wondering about the process, check it out here Open a bank account in Germany Expats living, studying or working in Germany must get familiar with the German banking system from anytime they move in - no matter whether they need to open a bank account to receive their salary or simply want to transfer money to and from abroad. In Germany, there are many options for banking; you can choose from new generation online-only banks, traditional banks or hybrid banks. Get familiar with the German way of banking. Shortly, we recommend Wise - formally TransferWise - or N26 if you desire a simple and easy account opening process. Get necessary Insurances There is insurance on everything in Germany, unlike many other countries. Whether it's your pet or an appliance in your kitchen, almost everything can be insured in Germany. Generally your employer offers health insurance for you and your dependents. We cover almost every possible scenario in this article. So, make sure to check it out. Get your German driving license Though the public transportation is great in Germany compared to other countries in the world, it's always nice to get your driving license in Germany. Your license is still valid if it was issued in the EU. Otherwise, you are not allowed to drive after 6 months and you will need to convert it to a German driver's license. If your non-EU license is not converted to a German one and you are driving in Germany, you won't have insurance coverage and may owe thousands of Euros if you get into an accident. Driving without a valid license can get you into even more serious trouble. It is also necessary to translate all non-German licenses, and you should carry that translation around with you at all times. If your driving is about to expire, you need to renew your license well in advance to avoid an unnecessary waiting period. The German integration course Despite the fact that many cities in Germany are considered international, if you wish to live in Germany, you should learn German. The language knowledge will be useful for you if you want to mingle with locals, fill out application forms, when receiving letters from authorities, or support your children at school. You should also know certain things about Germany, such as its history, culture, and legal system. In the BAMF portal (Federal Office for Migration and Refugees), you can find the nearest integration centers. Finally, the process of moving to a new country might seem long and complicated at first. In spite of their long and complicated nature, Germany's processes work in the end! As you settle into this wonderful country, you'll enjoy its excellent quality of life!

Losing your driver's license can be a frustrating experience, especially if you're in a foreign country like Germany. If you find yourself in this situation, there are a few steps you can take to ensure that your lost license is replaced as quickly and efficiently as possible. Germany’s lost and found service Throughout Germany, you’ll find many lost and found services. If you google ‘lost and found service’ in the city where you lost the license, you should see many private services like Verlustsache, Faundit, etc. You can register in one of them and wait. They’ll return your lost driving license as and when they find it for a small fee. The fee depends on the service you register in. The "lost and found" office, also known as the "Fundbüro" in Germany, is typically located in or near the city hall or public transportation hubs such as train stations or airports. They are responsible for collecting and storing lost items that have been turned in by Good Samaritans or found by public transport workers. Lost driving license in Deutsche Bahn If you lost your driving license or any other items in a train operated by Deutsche Bahn or in one of the stations, you can report the incident in the lost property service of Deutsche Bahn. You may have to pay a handling charge to Deutsche Bahn for searching and returning the lost item. Deutsche Bahn also offers to send the item via Deutsche Post. However, you may have to pay an additional fee for this service. Check out the Faq page of Deutsche Bahn portal for the details on fees. Reporting the lost driving license in Germany If you find your driving license is lost or stolen, you have to contact your local driving license authority and provide evidences to get a duplicate license or a new one. But, firstly, we recommend to report the loss of your driver's license to the local police station as soon as possible. This is a crucial step in preventing identity theft or fraud, as a lost driver's license can potentially be used by someone else to impersonate you. After reporting the loss to the police, they will provide you with a written confirmation that you will need to provide to the appropriate authorities. If your driving license is issued in Germany, the next step is to apply for a replacement license in the local driver's license authority or "Fahrerlaubnisbehörde" and provide them with the necessary documentation. This typically includes your passport or other form of identification, your police report, and a passport-sized photograph. You may also need to pay a fee for the replacement license. If you are unable to speak German, it may be helpful to bring a translator with you to ensure that there are no misunderstandings or communication issues. It's worth noting that the process for replacing a lost driver's license can take several weeks, so it's important to plan accordingly. In the meantime, you may be able to obtain an interim license or "Führerschein auf Probe" from the driver's license authority, which will allow you to legally drive until your replacement license arrives. Similarly, if your license was issued in EU, but you lost it while you were in Germany, you need to follow the same steps as mentioned above. Due to the fact that your driver's license was not issued in Germany, the German authorities may contact the issuing authority where your license was issued in order to obtain your information. You have a high chance to get a replacement. Documents required to apply for a replacement driving license in Germany If the license is stolen, a written statement aligned with a police theft report A photo identity proof A biometric passport photo Your replacement driving license will be ready within three to four weeks depending on the rush in the issuing authority in Germany. What to do if your foreign driver’s license is lost in Germany For licenses issued by a foreign country, you need to contact the authorities in the corresponding issuing country. Please note that it is possible that a police report will be required to issue a replacement driving license. Otherwise, you may be required to take a driving test just like when you applied for your first license.

Before you begin your ride in Germany, there are certain rules you need to know before driving or taking a taxi with the children. When expats or tourists arrive in Germany, they may not be well informed about the rules. Especially when it comes to children or babies. What to consider when driving with children in Germany The German law specifies children up to 12 years of age and are less than 1.5 meters in height must only ride in an approved car seat or booster seat whether in a personal car or in a taxi. The child may ride in the back seat with a seat belt on if all other restraints are being used by other children. Children under three years of age must not be in a moving vehicle without an appropriate car seat. German law also states that rearward facing infant seats are not allowed in the front seat of a vehicle which has an airbag. What to do if I don’t have a child seat? Both personal vehicles as well as taxis are subject to the child seat regulations. Generally, Germany's taxis have child seats that are suitable for your child; however, airport taxis might not have infant car seats. Therefore, you may either bring your own car seat or rent one if you are here for a vacation. There are a number of websites that offer the rental of children's products, such as toddgo or mami-poppins. With toddgo, you can place orders online and receive the items on arrival in the airport. When you leave Germany, you can leave the items at the airport with a toddgo personal free of charge. Other important things to consider while driving in Germany Child car seats: German law requires children under 12 years of age or under 150 cm in height to use a child car seat or booster seat appropriate for their age and weight. Make sure to choose a suitable car seat and install it properly according to the manufacturer's instructions. Seat belts: All passengers, including children, must wear a seat belt at all times while the vehicle is in motion. Speed limits: Germany has specific speed limits in place for different types of roads, so make sure to obey them. In urban areas, the speed limit is usually 50 km/h, on rural roads it's usually 100 km/h, and on the autobahn it's often unrestricted. Rest breaks: It's important to take regular rest breaks when driving long distances with children. In Germany, drivers are required to take a break of at least 45 minutes after four and a half hours of driving. Child-friendly stops: Plan your route to include child-friendly stops along the way. Many rest areas in Germany have playgrounds and other facilities for children. Entertainment: To keep children occupied during long drives, bring books, toys, and electronic devices such as tablets or portable DVD players. Snacks and drinks: Bring plenty of snacks and drinks to keep children hydrated and fed during the trip. Weather conditions: Be aware of the weather conditions and adjust your driving accordingly. In winter, for example, snow and ice can make driving more challenging, so make sure to have appropriate tires and drive more cautiously. Emergency kit: Bring an emergency kit that includes a first-aid kit, a warning triangle, and a reflective vest in case of an emergency. Rules of the road: Make sure to familiarize yourself with the rules of the road in Germany, including traffic signs, signals, and right-of-way laws. Some Frequently Asked Questions about Driving in Germany

After overcoming the initial challenges of moving to Germany with kids, expats with children get to enjoy a wide range of benefits. Relocating to a new country especially with children is quite a big decision and could be very challenging. After you overcome your initial anxiety about the kids' transition, moving to Germany with children can be way more relaxing with the great support offered by the government. When you have been hired or accepted into a German university, and you want to bring your family, especially your kids, to Germany, how do you proceed? Obtain the visa for kids If your nationality requires it, arranging visas for family members is a first step when moving to Germany with kids. In addition, your children also qualify for a German residence permit if you are authorized to live in Germany. Children who are citizens of a member state of the European Union (EU) or European Economic Area (EEA) don't need a visa to live and study in Germany. The citizens of third countries will generally need a visa to enter Germany. To obtain a German residence permit as your depended, the children must be under 18 years of age. Single parents can also apply for visas for their children with the consent of the other parent who is entitled to the custody of the child. Applying child benefits and parental benefits You can apply for both child benefit as well as parental benefit as soon as you register in Germany. Every parent who is a resident in Germany regardless of being a German citizen or not is entitled for child benefits (Kindergeld) if they have children which are registered in Germany. The kindergeld is provided by the Familienzentrum (Local Family Office) upon submitting an application form. We’ve already detailed the application procedure in another article. You may also be eligible to receive Elterngeld - a social benefit provided from the German social security system. Parental benefit is given to all parents to have the loss of earnings caused by the time off work due to the birth of your child under certain conditions. If you live in Berlin, Bremen, Hamburg, Rhineland-Palatinate, Saxony, Schleswig-Holstein or Thuringia, you can apply for parental allowance online. A detailed description of the application process can be found here. Once accepted, both the child benefit as well as the parental benefit, or any other social security benefits are transferred to your bank account monthly. German school admissions for expat children After you register in Germany, you can approach the schools in the area you live. Generally, the childrens go to the primary school of the area where you live. However, if you make a special request, you may be able to get to a primary school outside your neighborhood. In Germany, a child can start school at the age of six. It is common for school authorities to hold Schulanmeldung (school registration days) around six months before the start of the new academic year. There are, however, differences in the procedure between schools in different states. You may contact the schools by email or phone to get more details about their specific admission procedure. It is important to note that in Germany, failing to send a child to school is a punishable offense. In every state, preschools and schools have different registration processes. In some states, registration forms must be submitted to the local registry office (Bürgeramt). Depending on the state, the local registry office may assign children to schools, while other states require parents to register their children directly with the school. Documents required for the school registration in Germany Passport Birth certificate A health certificate from the State Health Office (Staatliches Gesundheitsamt) A residency permit, if applicable, is also required Meldebescheinigung If both parents or you as a single parent are working, and there’s nobody else to take care of the children, you can send the children to a kinderkrippe. Krippes are nurseries that look after the children in the day time. There may be several public and private ones in your area, depending on your location. While the seats will be limited in the kinderkrippe and the demand is higher, it's better to contact them as soon as you arrive. Additionally, Germany has numerous private and international schools for expat children. The majority of German students attend local schools for free, but many expat families consider sending their children to an international school to help them ease their transition. The reason for this is that the students can continue their education in a language and curriculum that they are familiar with. Moreover, German international schools usually have small class sizes, excellent facilities, and high academic standards. Some international schools in Germany are part of the public system, but most are privately run. Welcome center Germany has managed to list down a few major international schools in different cities with their contact information. Parenting in Germany In general, Germany is considered to be a great place to raise children. Children in German families are taught to be independent as adults by their early ages itself. Rather than raising children under the parents' wings, they see the home as a place to develop children’s individuality and aspirations. There is a general tendency in Germany to treat children like adults. Consequently, people, including parents, will greet them and speak to them with that in mind. As young adults go to university or become financially independent, most move out of their parents' homes. The challenges of childcare As a parent moving to Germany with young children, you should prepare yourself for the fact that securing a place for them in a kindergarten can sometimes be challenging. Although childcare is becoming easier to pay for considering the benefits you may get from the government, getting into a kindergarten would become a challenge. Despite the city council's central enrolment system, there would hardly be any seats available until the school year begins. Depending on when you move to Germany, you may have to wait until the beginning of an academic year for a school to confirm your child has a seat there. The kindergartens in Germany are generally better than those in other European countries, according to many expats. As well as being well organized, they have a well-trained staff pool as well. An additional and perhaps unforeseen challenge every parent may face is the illness of their child. Generally, kids get sick when they start school or kindergarten. Therefore, it is important to learn about insurance in Germany. Child welfare payments in Germany A major incentive for parents in Germany is the generous financial support they receive from the government. A concern about the declining birth rate in Germany and the country's demographic future motivated the program. As compared to most western countries, Germany's social security system offers generous welfare payments to parents with various benefits, tax allowances, and deductions. As of first January 2021, the first two children who are under 18 years get 219 euros each. The third child gets 225 euros and every child from the fourth child gets 250 euros each until they turn 18. It is also possible for parents to receive a tax-free child allowance under certain conditions. Finally, expats with children moving to Germany might be frustrated by the long school admissions waiting period, or finding a kindergarten or kita. In spite of this, they find that the various benefits and support they receive from the government is very helpful.

The German tax system is known for its high income taxes and complexity. If you're an expat living in Germany or intending to relocate, you must have an understanding of the German tax system and how you can take advantage of it. You must pay tax on your income if you earn money in Germany. As taxable income increases, the German tax system uses a progressive tax rate. Your Tax ID - Steuer Identifikationsnummer in Germany You will get your Tax ID within a couple of weeks after registering in Germany in the post. This tax ID must be provided to your employer. If you haven't received your tax ID, within 4 - 6 weeks after you register your address, you may need to contact the tax department / Finanzamt to know what happened in your specific case. How does Finanzamt assign me to a tax class? You will be assigned a tax class based on the marital status you provide to the Standesamt when you register. As well as sending you the tax ID via post, the Finanzamt will also inform our employer in a couple of weeks. The deductions from your salary will be calculated correctly based on the tax class sent to your employer from the Finanzamt. In the meantime, you will be taxed at the highest rate in the German tax system. Therefore, check your payslip as soon as you receive them to make sure that you are assigned to the right tax class. The Tax Classes In Germany In Germany, there are six tax classes or Steuerklassen If you are a registered couple and both live in Germany and earn, the person who earns the most money can choose the lowest taxed class, and the other person can choose either tax class 1 or 5. Can I change my tax class in Germany? While it is not mandatory in Germany, you can change your tax class if you change your marital status. The registry office will inform the Finanzamt if you record your marriage or file your divorce in Germany. The Finanzamt needs to be informed when an expat’s spouse joins them in Germany and get their tax class changed. While this may change your tax class from tax class 1 to 3 and give you relatively more income monthly, the amount of tax you pay by the end of the year could be the same. In case you would like to switch to a different tax class, you will have to request the change via a form. While you need to be physically present in the Finanzamt in some towns to submit the tax class change form, you also have the possibility to send it to the Finanzamt by post in most of the cities in Germany. It was only possible to change the tax class once a year. However, this has been changed in 2020 and married couples can request a change in tax class multiple times a year. Is it possible to reduce your German tax? Before you read This article does not qualify me to give any tax advice under German law, despite the fact that I wrote the article. As a media platform, Expatova cannot offer any tax services as well. Before making any decisions regarding the following points, we strongly advise you to consult your professional tax consultant. As I wrote in the beginning of this article, You need to pay tax on the income you earn. As taxable income increases, the German tax system uses a progressive tax rate. Therefore basically, the tax will be reduced if your income is lower. But, that's not how you want it, is it? As I know of, you cannot effectively reduce the tax you pay in Germany. However you can reclaim a portion of the amount you paid for the last year at the beginning of every year. As a resident in Germany regardless of whether you are a citizen or an expat, you have all the right to file a tax return. As per Taxfix, one of the leading tax declaration portals in Germany, France, Italy and Spain, the average tax return in Germany is 1.051 euros. Therefore, we’d strongly recommend you to file the tax return every year without fail. If you haven't already done so, you can also file your tax return for the previous years. Your tax consultant will be able to help you with the process.

The process of getting your pension back may seem difficult. Nevertheless, if you follow the rules correctly, you could potentially receive thousands of euros from your German pension. There are a number of factors that should be considered for claiming your pension refund. It depends on your : Nationality Place of current residence How long did you work in Germany? What was your gross salary? To find out how much you can claim back, check out the many German Pension Refund calculators available online. Alternatively, you can check out Pension Refund's pension refund calculator. Documents required for German pension refund Completed application form Your pension insurance number Personal ID (identity card, passport, birth certificate or family register in copy) Your insurance history (of all insurances you had while in Germany) Income tax certificates for each financial year you worked in Germany. Your tax identification number Your international account number IBAN and the international bank code BIC A power of attorney if you are applying on behalf of someone Meldebescheinigung zur Sozialversicherung It is important that you fill out the additional form V0105 if you answer "yes" to the question regarding gaps in insurance in section 5. Just for you to note, you may be required to submit supporting documents when applying for a pension refund. That may include some of the documents listed below Your insurance period completion documents. Birth certificates of your children Proof of professional training A written authorization is required if there are an authorized representative A determination sheet from the corresponding agency is required if civil servant times are available Evidence of training periods Evidence of periods of unemployment and illness Your birth certificate and, if applicable, the birth certificates of your children Even if the apprenticeship was terminated or you failed the exam, you should have your apprenticeship contract and journeyman or commercial assistant certificate. What is the process for claiming my German pension? Wait 24 months after your last pension payment You must wait 24 months before applying for a pension refund after your last mandatory payment. The documents can, however, still be prepared while you wait. Preparing the documents while you are in Germany makes the whole process easier for you. Download the application form and fill it out To complete the form, visit deutsche-rentenversicherung.de and download the package of forms You can book an appointment with the deutsche rentenversicherung if you need help filling out the forms. Alternatively, you can also call them. The telephone support is, however, only available in German. Application Though the application form is available in different languages including English, we recommend you fill out the German version (V0900) to make the process smoother. Bank details You need to fill Zahlungserklärung (the payment information form). Please note that the refund process will take approximately two months longer if you use a bank in another country. If your bank account is in Germany use the form A1310. Otherwise, fill the form A1313. Alternatively, we recommend you not to close your Wise - formally TransferWise or N26 accounts even if you leave Germany. Having a German bank account will get your refund much faster. If you don't have a Wise or N26 account yet, we recommend you create one while already in Germany. Sending your application Once you complete all the applications and you’ve waited 24 months after leaving Germany, you are ready to post everything to deutsche rentenversicherung. Please note that you cannot send the documents before the end of the 2nd year. Sending your documents too early may result in them being returned to you. Await an answer. The Deutsche Rentenversicherung will review your case as soon as they receive your application. In case of a need for supporting documents or additional information, they will contact you. In order to contact you, they will only use the postal service, that too in German. To prove that you live in the country you stated in the application, you might need to visit the German embassy or consulate. Finally, it all depends on the person who’s processing your application at DRV. Each person wants different information. It is important to be patient.

It is easier for foreigners to find employment in Germany without having German language skills in technology startups and established multi-national companies Yes, there are jobs in Germany for non-German speakers; otherwise I wouldn't have worked here! It is easier for foreigners to find employment in Germany without knowing German in technology startups and established multi-national companies; on the other hand, foreigners seeking employment in medical fields, marketing, consulting, etc have a much harder time finding employment in English here. Applying for a job here does not require you to already live in Germany. It is not uncommon for German companies to hire people from abroad and assist them with relocation. How likely is it that English-speaking jobs will be available in Germany? As far as we know, finding a job in Germany that speaks English is not very difficult. It is common for companies - mostly multinational companies - to use English as their official language. There are thousands of job listings on LinkedIn and Indeed that require only English skills in Germany. It is also likely that you will find English jobs in native German companies that hire for their English-speaking clients. What Are Your Chances Of Finding An English-Speaking Job In Germany Without German skills? We have observed in our past experience that those who look for a job in a tech company, or a startup in any field are most likely to find employment in Germany that only requires English skills. In contrast, jobs requiring you to know German or work with German regulations are the least likely to be offered to you if you are unable to speak the language. Those in marketing, medicine, consulting, etc. are hard to find a relevant position. Tips To Find An English-Speaking Job In Germany Consider Startup Jobs Over Big Companies It is common for startups to have English as their official language since they are open to having an international team. You Need To Look In The Right Place For Jobs Among many job portals out there, LinkedIn, Indeed, Xing - known as Germany's LinkedIn, Make It In Germany, Munich Startup Jobs, Startuplist, Arbeitnow are few websites that can help you land the right job in Germany without speaking German. Furthermore, if you've already shortlisted a few companies where you'd like to work, check out their own career websites to find opportunities that may not be listed elsewhere. Allianz World Wide Careers, Microsoft Careers, Jobs at Brainlab, Zalando Careers are just a few. In addition, make sure your LInkedIn profile is up to date. On LinkedIn, recruiters contact potential candidates directly, and a lot of great companies post their jobs, so you can apply directly. Choose cities with a larger population Among the top five cities in Germany are Berlin, Munich, Frankfurt, Hamburg, and Dusseldorf, which are home to most large organizations as well as start-ups. Some of these companies include Allianz, Amazon, Apple, Facebook, Google, Microsoft, Munich RE, and Twitter. What if you cannot find an English-speaking job in Germany? It is likely that you will need to learn German if you are unable to find an English-speaking job in Germany. When participating in meetings and performing non-customer-facing jobs, companies usually require expats to have a B2 language level. Finally, you may have difficulty finding an English-speaking job at first in Germany. However, the key to success is extensive research and a never-say-die attitude. In our experience, the chances of finding English-speaking employment in Germany are higher if you focus on tech companies and startups. We still suggest you ask the recruiter if they consider candidates without German skills even if you come across a job listing in German.

There are hundreds of insurances available in Germany in different categories. Being an expat, these numerous types could confuse you. In this article, we detail some useful insurances for you. Being insured is one of the key elements to consider during our lifetime. In Germany, you’ll have to decide what kind of insurance you will need while living here as the insurance companies offer many varieties of insurance. The many options of insurance tend to confuse expats generally while thinking about which all insurances should you invest on. The key is that while you should not be over insured, you have to make sure that you are not under insured too. Thankfully, most of the insurance companies offer packages to expats towards their specific requirements. Which are the mandatory insurances in Germany? Health insurance Krankenversicherung or health insurance is mandatory in Germany no matter if you are a tourist or resident here. There are both public and private health insurances available. You will be anyway covered by the state health insurance / gesetzliche krankenversicherung – GKV if you work in Germany. However, you should have at least €4950 to €59400 of income per annum (not for self-employed people). In Germany, the employers usually cover 50% of the health insurance premium. Private health insurance or private krankenversicherung – PKV is also available for those who are not entitled to GKV or if you prefer to get private insurance. Few large health insurance companies in Germany are Allianz, AXA, etc. Arbeitsversicherung or Labor Insurance Sozialversicherungsbeiträge or social security contributions is something you pay automatically if you work in Germany. This will cover your Unemployment insurance (arbeitslosenversicherung) – This entitles you to the unemployment benefits if you become jobless and you meet certain criterias. The premium is shared by the employer and the employee. Statutory pension insurance (rentenversicherung) – This goes to your state pension account. Statutory accident insurance (gesetzliche unfallversicherung) – this employer paid insurance is to take care of your treatments for any accidents or illness occurred during or related to your work. Motor insurance Motor insurance or Kfz versicherung or autoversicherung is a mandatory insurance for all drivers in Germany. During the registration process of a motor vehicle, you must present a proof of motor insurance in Germany. Only then the Tüf / motor vehicles department issues a license plate to you. The premium of the insurance depends on the coverages you opt for. Third-party liability (haftpflicht), Partial coverage (teilkasko) or Comprehensive coverage (vollkasko) are the commonly available options. The premium also depends on the age of the driver, driving experience, driving record, and the depreciation value of your vehicle. AXA, Allianz, and HDI are few front liners in this area. Use the comparison tools provided by check24.de to have a meaningful comparison. Good to have insurances House Insurance or hausratversicherung House insurance is nice to have if you are living in a rental apartment / house that is furnished; which is a common scenario for expats in Germany. This covers damages to the properties in your house such as fire, water damages, theft, etc. While the costs may vary depending on the size of the house and the appliances you have in your house, many companies offer a package to expats on a rather cheap cost. Entry level policies should not cost you more than €50 a year. Personal liability insurance or Private haftpflichtversicherung It's better to think about this not so expensive insurance if you live in Germany. This is to cover injury or damage to third parties or to their properties. According to the German laws, there is no limit set for the amount a person can claim against you. The personal liability insurance helps you prevent such unexpected risks and following financial harm! Usually, personal liability insurance should not cost you 60 - 100 € yearly. Personal accident insurance While the mandatory accident insurance is paid by the state in Germany, the coverage is limited to accidents that happen at or on the way to / from the workplace. The insurance covers the injuries that happen out of work. It is a popular insurance in Germany. This insurance covers the long term disabilities caused by an accident. The costs may include, care charges or modifications to your home or vehicle. However, It doesn’t include loss of job, which is usually covered by the Occupational Disability Insurance. In this insurance different body parts are valued differently. While the loss of a finger is valued 10% approx. the loss of sight of both the eyes may be valued 100%. This differ by the insurance company and the policy scheme Occupational disability insurance or berufsunfähigkeit This covers income loss if you are no longer able to work due to an injury caused by an accident. If you live in Germany for a certain period of time and pay into a pension, you should be able to claim a erwerbsminderungsrente or disability pension. The insurance companies that offer private occupational disability insurance generally offer more coverage. The premiums are based on the age, type of work and the risks associated with it. Legal insurance or rechtsschutzversicherung Legal insurance covers legal costs such as a lawyer and court fees. In Germany, the court fees and related costs can be very high. This is an insurance you must consider if you like to avoid huge legal bills. The premiums start from €150 to €300+ per annum for the comprehensive coverage. Finally, this is Germany and there are many more insurances from pet insurance to gadget insurance. It is your choice to choose the best that suits your requirement. Since, adding the premiums together would be a not so cheap amount from your monthly salary, it's up to you which one you should choose. On your way to Germany You can find all the information you need about living and working in Germany at www.expatova.com. If you enjoyed the content and feel like you learned something from it, consider supporting us by buying us a Ko - fi

Moving to a new country can be an exciting yet daunting experience, especially when you're separated from your loved ones. Fortunately, with a German reunification visa, you can bring your family to join you in Germany. Whether you're relocating for work or to start a new life, this visa allows you to reunite with your spouse and children in one of the most beautiful and prosperous countries in Europe. The process for bringing your spouse or partner or children to Germany depends on whether they are European Union citizens or not. EU Citizens If the person you want to bring to Germany is a European Union citizen, they do not need a visa or a residence permit. EU citizens are allowed to live and work in Germany or any EU member states without a visa or residence permit using their Freedom of Movement rights. Other Nationals Bringing other nationals requires a little bit of effort and sometimes it's a lengthy process. To start with the process, you need to make sure that you have the necessary rights to bring your family members to Germany. You need to have either a permanent residency, a permanent settlement permit, or an EU blue Card. Where should I apply for a German visa for my spouse or partner In general your spouse or partner can apply for a family reunification visa in any German mission where they reside. However, the German mission in some countries have outsourced the visa processing to third party visa centers. Check if your spouse's country have a German mission As per the visa policy of Germany you should not apply for a visa six months prior to your planned trip. The latest time you can apply is two weeks ahead of your trip. The recommended time to file your visa application would be four to six weeks before your planned date of travel. Documents required to apply for a family reunification visa for Germany Fully filled and duly signed Visa Application Form. Valid Passport. Biometric passport photo. Travel health insurance Proof of German knowledge (optional) Flight tickets Documents to prove your financial stability (salary slips, employment contract and bank statements) Proof of accommodation in Germany (rental agreement, hotel booking, etc.). Copy of your passport. Copy of your residence permit (if applicable) Proof of relationship Marriage certificate. Registered partnership certificate Processing time of a German family reunification visa The visa processing time varies depending on the location you apply for the visa, your personal situation or even where the visa is processed. For example, the places where the visa processing is outsourced may send the application to the nearest German mission to process it. In general, it could take from days to a couple of weeks. Bringing your children to Germany You can bring your children who are under the age of 18 years to Germany on a family reunification visa provided you have the custody of the child. If your partner is not moving to Germany and you both have joint custody of the child, the partner who’s not moving must give their consent before applying for the visa. You can also bring your matured children to Germany if they are differently abled and need support. However, you may need to undergo a different process and might need to submit additional supporting documents. Additional documents required for children : School certificates mentioning parentage and date of birth Proof of marriage of parents Birth certificate (optional) Bringing your family to Germany offers many benefits. Not only the financial benefits offered by the federal government, but from small towns to big cities, Germany is a very safe country to raise a family and a great place to live. Some FAQ about How can I bring my family to Germany?

The maintenance advance is a special aid for children of single parents. Maintenance advances can be obtained by single parents who are not receiving child support or don't receive it regularly from the other parent. It is usually difficult for single parents to raise their children alone. It is exacerbated if the child does not receive maintenance from the other parent, or does not receive it on time. Under the Maintenance Advance Payment Act, the maintenance payment should ease this special life situation. Who receives an advance on alimony? Children who live with a single parent and receive no or no regular maintenance from the other parent are entitled to an advance maintenance payment. There is no income limit for the single parent. It is not necessary to obtain a court order for maintenance against the other parent. In case the other parent is unable to pay the child maintenance, the state will claim the payment made as a maintenance advance. Here are the details: Children up to the age of 12 (until the 12th birthday) can receive maintenance advances without time restrictions. Children between the ages of 12 and 18 (until the 18th birthday) can also receive maintenance advances. The prerequisite for this is that they are not dependent on benefits under the second book of the Social Security Code (SGB II) or that the single parent earns at least 600 euros gross in SGB II. Amount of maintenance advance Maintenance advances are based on the age of the children and have been monthly since January 1, 2022: for children from 0 to 5 years up to 177 euros, for children from 6 to 11 years up to 236 euros, for children from 12 to 17 years up to 314 euros. Please check the family portal for the current information on Unterhaltsvorschuss.

In Germany, parents are entitled to up to 10 days of Kinderkrankengeld per year, per child. If the child has a chronic illness, the number of days may be extended up to 25 days per year. During this time, parents can take care of their child at home without worrying about the impact on their work or income. If you cannot present at work due to the sickness of your child, your employer should continue to pay your salary for up to five working days. However, you need to present a doctor certificate to your employer. In certain cases, your employer will continue to pay your salary if it is in your contract. Otherwise, the statutory health insurance will pay the Kinderkrankengeld (child sickness benefit) during this period. If your contract does not cover the children's sick pay, you can still take off to care for your child. However, the statutory health insurance system will be paying your benefit out of the child sickness benefit (Kinderkrankengeld). How many children's sick days are parents entitled to? Parents with statutory health insurance can apply for child sick pay for 30 working days (single parents for 60 working days) per child in 2021 and also in 2022. In the case of several children, the entitlement per parent is not more than 65 working days and for single parents for no more than 130 working days. The special scheme for children's sick pay from the year has been extended to 2022. Kinderkrankengeld Requirements If you or your child are covered by private health insurance, you are not entitled to the child sickness benefit. You must be a salaried employee entitled for sickness benefit Your child is insured as a dependent to you Your child cannot go to the school or childcare due to the sickness A doctor has certified that your child needs care Your child’s age is 12 years or less You are covered by a statutory health insurance How much Kinderkrankengeld can I get? The amount of child sickness benefit you can get depends on your salary. Statutory health insurance companies will pay up to 90 percent of your lost net salary. Up to 100 percent may be paid if you received one-off payments such as holiday or Christmas bonuses in the 12 months before drawing the benefit. How to apply for Kinderkrankengeld in Germany To apply for child sickness benefits, first, you need to get a doctor certificate. The doctor will also provide you with the “medical certificate for receipt of sickness benefit in the event of a child’s illness” (Ärztliche Bescheinigung für den Bezug von Krankengeld bei Erkrankung eines Kindes). You need to fill out the specified area in the form to apply for the sickness benefit about your employer details as well as your bank details, etc. You should send both the doctor’s certificate and your signed application form to your employer as well as your health insurance company. Your health insurance company may ask for a certificate of earnings from your employer to calculate how much Kinderkrankengeld you should receive. The benefit will then be paid directly into your bank account. How long can I avail Kinderkrankengeld in Germany? In every year each parent may claim up to 10 days of Kinderkrankengeld per child, up to a maximum of 25 days in total. Single parents can claim up to 20 days per child - or a maximum of 50 days per year. Some frequently asked questions about Kinderkrankengeld in Germany

If you are a new parent or need support for preparing to give birth, you can attend a birth preparation course (Geburtsvorbereitungskurs) before your due date. In Germany, There are many types of birth preparation courses. Either you attend the courses conducted by the hospital, or there are many private courses both online and classroom sessions out there you can opt for. Preparing for the delivery Be prepared, get away from the fear and have your best birth possible by attending a birth preparation course. Generally the courses are available in different languages while both English and German are on the popular side. The courses are not just talking about physical activities or exercises, they also cover emotional & mental well being of you and your partner. The programs are designed in a way that it helps both you and your partner to work as a team and your journey through the labor with the basic awareness. It will help you and your partner prepare, approach the labour with confidence for the birth. How to find a birth preparation course in Germany? Our first suggestion would be to contact your hospital and ask them if they provide a course. Generally, the hospitals will provide you with a brochure of the facilities you can opt in. Otherwise, there are many private practices providing birth preparation and after care (Rückbildung) courses. Just google “birth preparation courses near me” and you should be able to find many courses near your area. How much does the birth preparation course cost? While some hospitals provide the courses free of cost, other hospitals as well as the private courses both online and classroom training costs between 80€ and 200€ depending on what is covered, how long the course is and the city where it takes place. The cost is mostly covered by your health insurance. Sometimes, you have to pay up front and submit the invoice to the insurance company and they will reimburse. However, its worth checking with your insurance provider in advance if they can cover the course you selected. What does the birth preparation course cover? This class usually covers information about pregnancy, labor and birth. You learn the ways to manage labor pain, fear, and muscle tension. It also covers breathing methods and birth positions for the different phases of labor with your partner and some massaging techniques for easing delivery. The course discusses addressing the advantages and disadvantages of various methods of pain relief and other questions brought up by the participants. Here are some frequently asked questions (FAQ) about the birth preparation courses in Germany

The process for issuing or converting a driving license has different processes depending on where you live in Germany. However, expats moved to Germany can still use their existing driving license for a limited period of time, depending on where it was issued. If you are planning to move to Germany for a longer period, you can use the driving license issued in your country for the first 6 months provided you have an IDP (International Driving Permit). During this period, you may consider converting your driving license for a German driving license (Führerschein) if you'd like to keep driving after 6 months. Can you use a foreign issued driving license in Germany The validity of your foreign issued driving license in Germany depends on the country it was issued; whether it is an EU / EEA member state or a third country. Validity of driving license issued by an EU / EEA member country The driving license issued by an EU/EEA country is generally valid in Germany until it expires. This means that drivers who hold a valid driving license issued by a country within the European Union or European Economic Area can drive in Germany without any additional requirements. However, there are some exceptions to this rule that apply to certain categories of driving licenses. The Federal Ministry of Transport in Germany has published an article that provides detailed information on the exempted categories. These include driving licenses issued for categories C1E, CE, D1E, and DE, which are used for driving commercial vehicles and buses. Drivers who hold driving licenses for these categories must meet additional requirements in order to drive in Germany. For example, drivers with a category C1E license must have a valid medical certificate, while those with a category CE license must also complete a practical driving test in Germany. Similarly, drivers with a category D1E or DE license must have a valid medical certificate and complete a practical driving test in Germany in order to drive in the country. It is important for drivers to be aware of these exemptions and requirements in order to ensure that they are legally allowed to drive in Germany. The article published by the Federal Ministry of Transport provides valuable information for drivers who hold driving licenses from EU/EEA countries and are planning to drive in Germany. Driving license issued by non-EU / EEA country If you have a driving license that was issued by a non-EU/EEA country, you can still use it in Germany for a period of up to six months from the date of your registration in the country. This means that you can legally drive in Germany using your foreign driving license during this initial six-month period without the need for any additional permits or requirements. However, if your stay in Germany is expected to last between six months and one year, you may be eligible for special consideration that will allow you to continue using your foreign driving license for a period of up to 12 months. To be eligible for this special consideration, you must be able to provide proof that your stay in Germany will be longer than six months but less than 12 months. If you are eligible for this special consideration, it is important to note that you will still need to meet the other requirements for driving in Germany, such as having a valid insurance policy and registering your vehicle with the appropriate authorities. If you have questions or need more information about driving in Germany with a non-EU/EEA driving license, you can contact the local driving licensing authority for guidance. They can provide you with more detailed information about the specific requirements and restrictions that apply to your situation, as well as help you understand the steps you need to take to ensure that you can legally drive in Germany during your stay. You may still have to carry a translation of your driving license even if it is in English. ADAC, Europe’s largest driving club can help you with the translation process. Converting a driving license in Germany There are certain conditions you must meet in order to be eligible to convert a foerign issued driving license. Few common ones are : You must hold a valid residence permit. Your current driving license must be issued by an EU / EEA country, or a country with an agreement with Germany on driving license conversion (Andorra, Australia, Canada, Croatia, French Polynesia, Israel, Japan, Namibia, New Zealand, San Marino, Singapore, South Africa, South Korea and Switzerland, Japan, Monaco, U.S.A.). Your driver's license is valid at the time of application. You were not a resident of Germany (defined as spending 185 out of 365 days in Germany) at the time you obtained the license. The US driving license requirements could vary depending on the state. You might have to take a test depending on the state the driving license is issued. Read more If your country is not listed above, you will have to take either a theoretical exam or a practical exam or both to get a German license. Check this list of countries and requirements listed by muenchen.de to see if you need to take the theory or a practical exam. To convert your foreign driving license to a German driving license, you need to reach out to the local driving licensing authority. Since the offices are quite busy and not easy to walk in, get an appointment either online or by calling them and check the exact requirements for converting. The driving institute near your area could also help you with this on a small fee. Documents required for converting a driving license in Germany Passport or Aufenthaltstitel Biometric passport photo (not older than 6 months) Your original foreign driving license (The license must be valid at the time of applying) Driving license translation (if required) Proof of completion of a first aid training course (optional) Eye test certificate (optional) Fitness certificate (applicable to category C / D) In general, you cannot hold two driving licenses issued by different member states in the EU / EEA. Therefore, you might have to surrender your existing foriegin driving license when you get the German one. Important in formation on driving in Germany If you drive or ride a motor vehicle in Germany with a foreign driving license that is not recognized or no longer valid, it will be considered as driving without a license. This could result in penalties or legal consequences, depending on the severity of the offense. It is important to ensure that your foreign driving license is valid and recognized in Germany before driving in the country to avoid any potential issues or penalties. In conclusion, obtaining a driving license in Germany requires patience, effort, and a significant amount of financial investment. It is important to carefully research the requirements and regulations, enroll in a reputable driving school, and dedicate time and practice to ensure success in passing the theory and practical exams. While the process may seem daunting, having a valid driver's license opens up a world of freedom and mobility in Germany and beyond. It is important to always prioritize safety and follow traffic rules and regulations while driving. Some FAQ about driving license exam in Germany

As a dog owner in Germany, it is important to be aware of the legal requirements and regulations that apply to owning a dog. In this article, we will cover everything you need to know about registering your dog, obtaining dog liability insurance, obtaining a dog license, obtaining a dog passport, and adopting a dog in Germany. Firstly, an expat adopting a dog is no different from a German adopting a dog. The process and legal compliance are similar. How can I adopt a dog in Germany? If you are interested in adopting a dog in Germany, there are several options available. You can adopt from a shelter or rescue organization, or you can purchase a dog from a breeder. It is important to do your research and find a reputable organization or breeder. When adopting a dog from a shelter or rescue organization, you will typically need to fill out an application and may undergo a screening process. This could involve an interview, a home visit, or a background check. The purpose of the screening process is to ensure that the dog is placed in a safe and loving home. When purchasing a dog from a breeder, it is important to choose a reputable breeder who prioritizes the health and well-being of their dogs. You should ask to see the breeder's facilities and meet the dogs in person before making a purchase. In order to adopt a dog, you could reach out to places like animalhouseshelter.com, or tierschutzverein-muenchen.de, etc. If you are looking for a breeder, you could google the breeder next to your town or city. Alternatively, you can look for breeders in your area via the official German dog breeder association (VDH). Only breeders who are official members of the VDH can legally sell dogs. Some good to know facts about owning a dog in Germany Registering Your Dog in Germany In Germany, it is mandatory to register your dog with the local government authorities. This is done at the local town hall, or "Einwohnermeldeamt". When registering your dog, you will need to provide information such as your dog's breed, age, gender, and proof of ownership, such as a sales contract or vaccination record. The registration process usually involves paying a fee, which varies depending on the local regulations. Registering your dog is important for a number of reasons. Firstly, it ensures that your dog is identifiable and traceable if they go missing. Secondly, it helps to prevent dog theft, as registered dogs can be traced back to their owners. Finally, in Germany it is a legal requirement to register your dog, and failure to register your dog can result in a fine. If you move to a new address in Germany, you need to register your dog within 2–4 weeks. In most cases, you can do this in person at the Bürgeramt. You can find out how it works in your region by contacting your local Burgeramt. Additionally, dog owners must pay an annual dog tax of €90-150 per animal. You may receive a fine if you fail to have your dog's Steuermarke when walking. Whenever your dog is in public, it must wear its dogtag (Hundesteuermarke). You could get fined if your dog is not registered Dog Liability Insurance In Germany, it is mandatory to have dog liability insurance. This insurance protects you if your dog causes injury or damage to others. If you own a dog in Germany without liability insurance, you could be subject to hefty fines. The cost of dog liability insurance varies depending on the breed of dog and the insurance provider. It is important to shop around and find the best deal for you and your furry friend. Dog License A dog license is required in Germany, and the process varies depending on the state or region in which you live. In some areas, a dog license is obtained by registering your dog with the local authorities. In other areas, you may need to take a test to prove that you are a responsible dog owner. The cost of a dog license also varies depending on your location. The purpose of a dog license is to ensure that dog owners are responsible and that their dogs are well-behaved. The license may require proof of vaccination, training, or other evidence of responsible dog ownership. Some areas also have breed-specific regulations that apply to dogs, such as restrictions on certain breeds or mandatory muzzling. Dog Passport If you plan to travel with your dog outside of Germany, you will need a dog passport. A dog passport is an official document that lists your dog's identification, such as microchip or tattoo number, as well as vaccination records. To obtain a dog passport, you will need to have your dog microchipped or tattooed, and then visit a veterinarian to have them fill out the necessary paperwork. The dog passport is important for traveling with your dog because it allows you to prove that your dog has received the necessary vaccinations and is in good health. Without a dog passport, you may not be able to bring your dog with you on your travels. Banned dog breeds in Germany In Germany, there are certain breeds of dogs that are considered to be potentially dangerous due to their size, strength, and temperament. As a result, these breeds are either completely banned or restricted in some regions of the country. The German government and animal welfare organizations believe that these regulations are necessary to protect public safety and prevent dog attacks. The most commonly banned breeds in Germany include : Pit Bull Terrier American Staffordshire Terrier Staffordshire Bull Terrier Bull Terrier Tosa Inu Dogo Argentino Fila Brasileiro Akita Inu Mastiff Bullmastiff These breeds are often associated with aggression and have been involved in several high-profile attacks in Germany and around the world. However, it's important to note that not all regions in Germany have the same restrictions and regulations when it comes to these breeds. Some regions may have stricter laws than others, while some may have no restrictions at all. Additionally, some regions may have different rules for mixed-breed dogs that include one of the banned breeds. Overall, it's important for anyone considering owning a dog in Germany to be aware of the laws and regulations in their specific region. It's also important to note that even if a breed is not officially banned or restricted, owners are still responsible for ensuring that their dog is well-behaved and does not pose a threat to public safety. Finally, it is expected that dogs in Germany adhere to the Ruhezeiten, which are designated quiet times during the day. During these periods, dog owners are expected to limit their dogs barking. Additionally, outside of the quiet times, dogs should not bark continuously for more than a certain amount of time. This might sound surprising, but it is a real regulation. In fact, neighbors have the legal right to take action against owners whose dogs do not comply with these rules.

It is regulated by law from 2015 that anybody who is taking up a rental living place in Germany and wants to register in the local citizen’s office must present a valid Wohnunggeberbestätigung / proof of residence form signed by the landlord. What is Wohnungsgeberbestätigung Wohnungsgeberbestätigung or proof of residence is a form that refers to a confirmation of residence provided by the landlord or property owner to the tenant. This document is required by German law and must be submitted to the local registration office (Einwohnermeldeamt) when a person moves into a new residence. The Wohnungsgeberbestätigung confirms the tenant's right to reside at a particular address and contains important information such as the name and address of the landlord, the name of the tenant, the date of the move-in, and the address of the rental property. The confirmation must be signed by the landlord or their authorized representative, and it must be provided to the tenant at the time of move-in or shortly thereafter. The purpose of the Wohnungsgeberbestätigung is to prevent fraudulent registration and to ensure that all residents are properly registered at their place of residence. Failure to provide this document or providing false information can result in fines or other legal consequences. How to get Wohnungsgeberbestätigung? Your landlord must provide you with the proof of residence while signing the contract or soon after you move in. The landlord could be fined for up to 1000€ if not ready to provide the proof of residence. The Wohnungsgeberbestätigung certificate is a form that can generally be downloaded from your local citizen’s office’s website. Either you or your landlord or your rental agency can fill it and can be signed by your landlord or the rental agency. Once you get the signed form, you can take it along with other supporting documents for your appointment at the Bürgerbüro to register. Only then you receive the registration certificate. If you are living in Munich, you may use this template shared by muenchen.de.

Nowadays, it’s not mandatory to learn German to live in Germany. However, investing your time to learn the language can make your life in Germany much easier. But, do you really have to join a school to learn German? As soon as you make your way to start living in Germany, one of the major challenges you may face is the language barrier. Even though it may not seem so common these days and you find people accept you as an expat and try to help you in English, you may still face challenges at certain scenarios such as socializing or attending your driving license exam or permanent residency interview, etc. Therefore, it's better to develop your German language skills while you live here. Where to start with learning German? Once you made up your mind to move to Germany, you must start learning German as soon as you can. You can sign up for a course either in your home country or choose the best suits you once you arrive here in Germany. Nowadays, many apps are offering German language training along with many other languages at different prices ranging from 49€ per course to 5,99€ monthly subscription! Conventional learning There are many institutions offering Deutschkurs (German language courses) in Germany as well as internationally. Few internationally recognized German language institutes are : Goethe-Institut The Goethe-Institut is a non-profit German cultural association operating worldwide with 159 institutes, promoting the study of the German language abroad and encouraging international cultural exchange and relations. Goethe-Institut offers both classroom as well as online courses from A1 up to C2. Courses are concluded with an examination and the certificate you receive on successful completion is valid all over Germany for any type of requirements. Head over to Goethe-Institute’s website to find more. Volkshochschule Volkshochschule is an institution for adult education that generally does not grant academic degrees, though certain courses are being conducted which are leading to that goal. They are most commonly found in Nordic countries and in Germany, Switzerland and Austria Along with other professional courses and certifications, Volkshochschule offers high quality paid German classes from A1 to C2. The courses are offered both classroom as well as online and are handled by academic professionals. Take a look at the courses offered by Volkshochschule. Online learning If you still find it difficult to choose one or you are not in a position to spend such an amount to learn German, you may try the below options for free. Duolingo Duolingo is an American language-learning website and mobile app, as well as a digital language proficiency assessment exam. The company uses a freemium model: the app and the website are accessible without charge, although Duolingo also offers a premium service for a fee Use Duolingo’s free plan to learn German in a fun way. The course starts from the very basics progressing through some real life usages. Click here to start learning German free with Duolingo Deutsche Welle (DW.de) Deutsche Welle or DW is a German public state-owned international broadcaster funded by the German federal tax budget. Along with other publications, DW offers a free German learning program from the basic A1 to advanced B2. The courses are structured in a way that it helps you in real time scenarios from saying hello to a friend in German through ordering food in a restaurant to picking up basic business conversations with your colleagues in the office. DW also offers apps for both iOS and Android to help you keep up with your progress. Here you can find an overview about the course and materials.

Applying for a German residence permit may not come easy for many people. The procedure includes several steps from filling up the application form to getting health insurance and opening a bank account. It is a series of documentation. Regardless of your job, qualification, or nationality (except for citizens of EU countries, Norway, Iceland, and Liechtenstein), the process to apply for a German residence permit is the same. This means that if you are a citizen of a non-EU country and wish to stay in Germany for more than 90 days, you must apply for a residence permit. This includes those who wish to study, work, or join a family member in Germany. German work permit vs residence permit The federal government has easen the process of obtaining a residence permit by the end of 2011. Now you don't need to apply to different authorities for the permission to live and work. A single permit now covers both. However, obtaining a residence permit does not allow you the right to be involved in economic activities. The type of residence permit you have determines whether or not you are entitled to work. If you are not sure whether you can work in Germany with the permit you have, the documents you receive with your residence permit will explicitly state whether you are allowed to work. Steps to follow Register at Bürgerbüro / the citizens’ office An Anmeldebescheinigung / registration certificate is one of the documents you need to have before you can apply for a residence permit. This can easily be obtained from your local citizens’ office / Bürgerbüro. Health insurance You must also prove that you are covered by health insurance from Germany. Insurance policies from a foreign countries are generally not accepted. Open a German bank account To prove your financial status, you need a German bank account. This is mostly required if you are applying for a family reunion visa. It is the best option to show your financial stability. Open a German bank account and transfer your money from your current bank account to the new German bank account. You can use your bank statements as a supporting document to prove your financial stability. Supporting documents There are multiple documents required to support your German residence permit application. Your local foreigners’ office should be able to guide you through all documents you need to submit along with the application. Generally the supporting documents include: Completed application form Valid passport One biometric photo (not older than 6 months) Certificate of registration Proof of health insurance Proof of secure livelihood Purpose of living in Germany. Employment contract Proof of pension plan The list of supporting documents depends on the type of residence permit you are applying for. Once the application and the supporting documents are ready, you may get an appointment at your local foreigner’s office / Ausländerbehörde and bring along the documents. Cost of applying for a German residence permit The cost of a German residence permit application is usually between 50 and 110 euros. It varies on the location and the complexity of your case. The exact charges may be obtained from your local foreigner’s offices website. The fees may not be refunded in case your application is rejected. Additionally, please note that not all foreigners offices accept credit cards. German Residence permit application processing time Once the forms are submitted and the fees have been paid, the next step is for the foreigners’ office to evaluate your application. Depending on the type of the residence permit, they may contact the Federal Employment Agency for additional information. The process usually takes two weeks to a month. However, it can take even longer depending on the pending cases and vacation periods. You will get a certificate from the local foreigners office to cover you during this period. What if my German residence permit application is rejected? If your application is rejected, you will receive a letter detailing the reasons for the rejection. Mostly the reason for a rejection is failing to provide relevant supporting documents or incorrectly field applications. The letter will also explain the next steps, including how to file a counter. How can I collect my residence permit If your application is approved, your residence permit will be issued and you will get notified to come to the local foreigners’ office to collect it. You must pick it up in person or you can have someone else authorised by you to collect it for you. How to renew a German residence permit? It is advised to start the procedures to renew your residence permit as early as possible to avoid an illegal stay which may land you in a position that you are banned from entering Germany in the future. The cost of renewing a residence permit is generally 50-80 euros. However, depending on location and the complexity of your case, it may vary. If you have a temporary residence permit, it will be valid for one year. Generally, the foreigners’ office does not notify you if your residence permit is due to expire. Therefore it is wise to remember the expiry date of your residence permit and take the steps to renew in advance. Renewal of a temporary residence permit in Germany is a complex procedure as long as your personal circumstances are the same as when you initially applied. If your employment, financial or marital statuses changed significantly, you may contact your local foreigners’ office to check the ways to renew it.